Thinking
Longer arguments about buying and building AI — what actually separates a product from a prompt, what lock-in costs when you try to leave, and how any of this survives a procurement process in a regulated industry.
What is an AI wrapper?
An AI wrapper is a product whose value sits almost entirely in a prompt around someone else’s model. Here is the definition, why the insult is lazy, and how to tell.
AI vendor due diligence in financial services
What to actually ask an AI vendor when you are a regulated firm: model dependency, data ownership, exit, and the evidence a second line will ask you for.
The rubric these come from is published in full on the method page.